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An alleged attempt to orchestrate a car accident to fraudulently claim insurance in New York was thwarted thanks to a simple dash cam, which captured the entire incident. The video, posted on TikTok by Ashpia Natasha, shows her driving on Belt Parkway in Queens when a Honda Civic appears to deliberately cause a collision.
In the video description, the woman said she was driving in the middle lane when the Civic abruptly cut her off and slammed its brakes, seemingly attempting to force her to rear-end the sedan. However, the woman managed to apply her brakes in the nick of time to prevent a collision.
Seconds later, the Civic is seen suddenly reversing and crashing into Natasha’s car. The woman can be seen freaking out at the sudden turn of events as she speaks to someone on the phone.
Soon, four people are seen exiting the Civic and acting as if they are injured and hurt. The woman said she noticed the driver of the Civic, a man wearing a hat, switching places with a woman passenger immediately after the collision.
She also mentioned that a blanket or tarpaulin sheet was covering the Civic’s rear window. As the alleged scammers inspected the damage, one person appeared to notice the dash cam on Natasha’s car.
He quickly asked the woman about her insurance before quickly leaving the scene. Also involved in this incident is a red Kia, which was following closely behind Natasha’s car during the incident. As the incident unfolded, one of the occupants of the Honda Civic fled in the red Kia.
Natasha contacted the police after the incident, but they reportedly declined to come to her aid. The woman claimed the police cited a policy of not attending accidents without injuries if insurance information was exchanged.
The video has since gone viral, drawing attention to increasing incidents of insurance fraud. It involves an “induced accident” in which a person attempts to deliberately get his car hit by a vehicle in order to make a claim.